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Quote engine

Compare term life quotes.

Six answers, real carrier rates, no contact details required.

Your answers

Gender used for rating
Term length
Your health, honestly
Tobacco or nicotine

Rates shown are for people living in California. The quote tool doesn't ask for your name, phone, or email.

How to read the results

Monthly price is what the carrier quotes for your chosen amount, length and health tier, paid each month. Rate class identifies the underwriting tier behind the quote; the carrier verifies it when they approve your application. Exam shows whether a medical exam is required, possibly required, or not required; carriers using accelerated approval often waive it. A.M. Best reflects the company's financial stability.

Click Apply to open a secure application with your information already entered. It runs on systems managed by the carriers and is processed by Susman Insurance Agency, a California-licensed broker (License 0B75129). You can save and come back anytime, and no commitment exists until a policy is issued and you accept it.